Having trouble figuring out if you are qualified for Medicare?

Stay tuned. I’ll be sharing with you the details of exactly who qualifies under what circumstances.

But first a brief introduction. My name is Greg Howard. I’m regional manager for USA Benefits Group, author of Medicare Made Easy, a 3-step guide to enrolling in Medicare, host of the internet talk radio show “Would The Real Obamacare Please Stand Up”, and a Medicare broker since 2009. All of that and $5 will get you a cup of coffee at Starbucks. 😊

Having said all of that, now let’s take a look at whose eligible for Medicare.

ELIGIBILITY You qualify for Medicare if you have reached the age of 65, are a U.S. citizen, and if you or your spouse (deceased or alive) were employed for at least 10 years in a Medicare-covered employment situation. (i.e. somebody paid Medicare taxes for at least 10 years)

If you are receiving Social Security (you are eligible at age 62), you will automatically become eligible for Medicare at age 65.

Also, if you are receiving or are eligible to receive railroad retirement benefits, you are eligible for Medicare.

UNDER 65 ELIGIBILITY You are eligible for Medicare if you have been receiving Social Security Disability for 2 or more years or have contracted Lou Gehrig’s disease (ALS), have End-Stage Renal Disease, or Railroad Retirement Board disability benefits.


A recent client told us this:

“I love the new Medicare blog. It’s easy to find things and I get the answers in plain English. Keep up to good work!”

Bill – Mexico, MO

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